Financial institution games

Scenario #1.  Have you paid a balance on a credit card or line of credit (that’s not provided by your financial institution) at your bank’s ATM, or with your electronic device on the due date and been dinged for interest?

Scenario #2.  Have you paid a balance on a credit card or line of credit at the institution that provides those products (again, not your main bank) in person by cheque, on the due date and not been dinged for interest?

Given the speed of electronic transactions, the first scenario is quicker than the second yet you’re charged interest for the faster way.

The games financial institutions play to charge you more and most of us do and say nothing.


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Entitlement writ large

Entitlement is on full display in the SNC-Lavalin affair.

Entitlement of a company.

Entitlement of a prime minister’s office.

LILLEY: Time to call in cops to probe SNC-Lavalin affair


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Tax Hike Habit

Government can break the tax hike habit by stopping:

  • Bureaucratic bloat
  • Corporate welfare
  • Duplication within government and between governments
  • Encroachment; trying to be all things to all people
  • Entitlement
  • Make work projects
  • Propagating victimhood
  • Social engineering
  • Trying to control science

The pot of gold at the end of a rainbow:  a citizens’ government that understands and fulfills its basic responsibilities.


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As the bureaucracy turns

What did the Global Affairs Canada bureaucrat say to the Innovation, Science and Economic Development Canada bureaucrat about China’s treatment of Canadians after the arrest of the Huawei executive?

“Gall-lee, like, maybe we shouldn’t have sold Nexen (part of Canada’s family farm) to CNOOC!”


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Climate truth

The late Dr. Reid Bryson, father of modern climatology said,

  • “the mean surface temperature of the earth during the Cretaceous period was FOUR DEGREES HIGHER THAN IT IS NOW.
  • He confirmed that even TODAY (that’s TODAY), the ice in Greenland covers old VIKING farms.

Regarding the hysterical claims that the glaciers in the alps are retreating he said, it has all happened before.  (Did you catch that?)

  • “The glaciers in the alps have RETREATED BEFORE.
  • What did they find when the ice sheets in the alps receded?
  • A silver mine.
  • The workers had stacked up their tools ready for their return in the spring to mine more silver, but they never returned because the snow and ice came and didn’t leave.
  • There use to be LESS ice than today!
  • It’s just now getting back to normal.”

Isn’t the truth refreshing?  Want more?  Read Dr. Michael Savage’s:


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No replacement needed for LHINs et al

Nothing needs to replace LHINs, CCAC, Hospital Navigator or whatever other iteration exists of this wasteful layer of government bureaucracy.

A family physician, gerontologist or an assessment centre (e.g., Centre for Healthy Aging, St. Peter’s Hospital, Hamilton, ON) are quite capable, as they’ve always been, of helping a person access specialized care, e.g., helping an elder person receive appropriate in-home care.

This is another example of outrageous duplication that government loves because it’s self-aggrandizing.  Congratulations to Ontario’s new government for putting an end to this waste of taxpayers’ dollars.


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“The most dangerous premier?”

Correction Mr. Warren (Smokey) Thomas:  The “most dangerous” person in Ontario and “the biggest problem facing Ontario” is the public sector union member whose militant attitude dictates that no demand is too extreme or a betrayal of the public trust.


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Propagandist newstainment media

Did you notice the subtle and not so subtle nattering about climate change, climate change and more climate change over the holidays.  Given the newstainment media’s on cue desperate voices and the holodeck-like green screen (shiny bauble extraordinaire), you know that award season is upon us.

Ooh, don’t eat meat red meat.

Ooh, don’t burn fossil fuels.

Ooh, don’t support pipelines.

Ooh, don’t object to Trudeau’s carbon tax; oh, excuse us—”carbon-pricing-system.”

For the cold, hard non-fiction listen to the late Prof. Reid Bryson (link below), atmospheric scientist and father of modern climatology.  The interview is from CNBC, which shows that the newstainment media can curb its propagandist ways.

Q: Is the earth warming?

RB: It’s been warming for at least 300 years because we are coming out of a little ice age.

Q: Is human-kind causing the warming?

RB: For 300 years, no.  Maybe some effect now; back in 1968 I suggested that perhaps man could have some small effect on the climate and I was laughed off the stage.

Q: Is carbon dioxide (CO2) the main cause of global warming?

RB: I don’t think so.  The effect that you calculate depends on what kind of constants you stick into your model.  You can make it do anything you want to.  I have done enough climate modeling to know that I can make anything be the main thing. I don’t think its CO2 because the effect of CO2 is actually very very smalla few hundredths of a percent of what water vapour does.

Q: How did we get to this point where policy makers, corporations and 2500 scientists have reached a consensus that the earth is warming and its due to human activities related to greenhouse gas emissions?

RB: How did we get to the point of thinking that consensus is the way we get at science?  Copernicus was in the minority when he said the earth revolved around the sun, instead of the sun revolving around the earth.

If we still believed the consensus then, we would still believe the sun revolved around the earth.  Consensus has nothing to do with scientific truth.  If everyone agreed on everything we would never have progress or new ideas.

Q: For humans to look at the age of the earth through the prism of one’s own life isn’t that absurd right from the start?  You have made the case that if we look at the last hundreds of thousands of years we may be entering a cooling phase where we are headed toward an ice agenot New York being swamped by a tidal wave.

RB: In the last couple of billion years (that’s a pretty good sample) we’ve been through a number of ice ages.  They come at predictable intervals.  My calculations show that we will be in the next ice age, with maximum ice, in about 8000 years.


Editor’s note:  Our apologies for the unapoplectic prose and unalluring graphics.


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Wisdom of citizens

“… our nation is on the horns of a dilemma: exorbitant and unsustainable government spending is met by never-ending demands that the state do even more to meet the needs of its citizens.” – Werner Broschinski


“Organisation for Economic Co-operation and Development studies show that a mixed economy with a 25- to 35-per-cent government component is sustainable; 40 per cent is not.” –  John Purkiss


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“Community living’s” quality assurance?

How do “community living” (a euphemism for organizations that care for people with developmental disabilities) agencies assure quality of life when professionalism is eroded due to an over reliance on part-time staff?

How do “community living” agencies assure quality of life when there too many group home staff changes in too short a time?  If you had a developmental disability, how would you like to get use to as many as seven new caregivers in three months?


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